Ecological Risk Intelligence
Live · PCI v0.2
BIS Live · 47 Bioregions Active
Chief Risk Officer · Swiss Re North America
Ecological Exposure Score
7.2 /10
+0.8 from Q3 — High Risk
AI-Amplified Risk Delta
$2.4B
Unpriced exposure — Accelerating
Active TP Alerts
14
3 Critical · 6 High · 5 Elevated
BIS Composite Index
52.4
Declining — Healthy baseline 70+
Portfolio Ecological Risk — 12 Month Trend
Cumulative exposure and AI-amplified delta · FY 2025
Base Ecological Risk  AI-Amplified Delta
Biotic Index System Scores
Portfolio composite vs. healthy baseline (70+)
Portfolio avg  Healthy 70+
Portfolio companies at elevated ecological risk — click any row for company deep-dive
CompanyAI ActivityEco ExposureAI Risk DeltaPrimary BIS StressStatus
NorthPath Logistics AI
Supply chain · Agentic routing
Very High
$840M+$320MFreshwater · BIS 28/100Critical
Pacific Agri Systems
Agriculture · AI yield optimization
High
$620M+$190MSoil Health · BIS 31/100Critical
Meridian Grid Intelligence
Energy grid · Autonomous management
High
$510M+$145MMarine Bio · BIS 34/100High
Alpine Water Authority
Municipal water · AI allocation
Medium
$380M+$62MFreshwater · BIS 29/100Elevated
Coastline Dev Corp
Real estate · AI site selection
Medium
$290M+$48MTerrestrial · BIS 42/100Elevated
Ecological intelligence alerts
Colorado Basin Freshwater Crisis — Tipping Point Approach
Water allocation cuts effective Q1 2026 directly affecting 3 insured manufacturers. NorthPath's agentic routing is concentrating shipments through water-stress corridors, amplifying exposure 3.8×. This structural risk is invisible to conventional underwriting models.
3 companies$840M direct exposure0–90 daysBIS Freshwater 28/100
Midwest Soil Microbiome Collapse — AI-Amplified Cascade
Pacific Agri Systems' yield optimization AI is systematically concentrating monoculture patterns destroying mycorrhizal networks. BIS Soil 31/100 declining 4.2 pts/quarter. Macro cascade to $1.1T agricultural debt exposure.
2 companies$620M direct exposure3–6 monthsBIS Soil 31/100
Pacific NW Salmon Cascade — Food Chain Disruption Risk
Population collapse downstream of Meridian Grid's autonomous water management zone. Cascade risk to aquaculture, food processing, and regional agricultural holdings. Marine Biodiversity BIS 34 — below critical threshold 40.
2 companies$290M direct exposure3–6 monthsBIS Marine 34/100
Click any company row in Portfolio Overview to load ecological risk deep-dive
Active tipping point signals — sorted by portfolio impact
Colorado River Basin — Freshwater Crisis
Western US · Bioregion CO-5 · Freshwater Systems
28/100
BIS Health Score
Portfolio Exposure
$840M
Companies Affected
3 insured
AI Amplification
3.8×
Timeline
0–90 days
Midwest Soil Microbiome Collapse
Central US · Bioregions IL-3, IA-2, MN-1 · Soil Health
31/100
BIS Health Score
Portfolio Exposure
$620M
Companies Affected
2 insured
AI Amplification
2.1×
Timeline
3–6 months
Pacific Northwest Salmon Cascade
Pacific NW · Bioregion WA-2 · Marine Biodiversity
34/100
BIS Health Score
Portfolio Exposure
$290M
Companies Affected
2 insured
AI Amplification
1.6×
Timeline
3–6 months
Florida Coastal Soil Salinization
Southeast US · Bioregions FL-4, FL-6 · Terrestrial Ecosystems
42/100
BIS Health Score
Portfolio Exposure
$380M
Companies Affected
3 insured
AI Amplification
1.2×
Timeline
6–18 months
Gulf Dead Zone Expansion
Gulf Coast · Bioregions TX-2, LA-1 · Marine Biodiversity
48/100
BIS Health Score
Portfolio Exposure
$180M
Companies Affected
2 insured
AI Amplification
1.1×
Timeline
18+ months
TNFD / CSRD Disclosure Readiness
Biodiversity disclosure statusLive — BIS ground truth
CSRD Article 8 bioregion coverage43 / 47 bioregions
TNFD LEAP protocol coverage78% of portfolio
Ecological ground truth confidence94.2%
Industry baseline confidence38% (modeled estimates only)
Next audit-ready reportQ1 2026 · Feb 14
Regulatory frameworks coveredCSRD, TNFD, GRI 101, ISSB
Life-Alignment Protocol API
API statusOperational · 99.94% uptime
BIS queries (last 24h)18,420
Active bioregion feeds47 regions
Avg response latency142ms
Underwriting model integrationIn progress — 68%
Last model syncToday 08:14 UTC
Primary API endpoint
POST https://stigmergy.ayuearth.workers.dev/api/pci/verdict